University Health Insurance Plan
University Health Insurance Explained
University Health Insurance Plan (UHIP) is a mandatory health insurance plan for all international students enrolled in an Ontario university. The plan is intended to ensure that all international students have basic health care coverage while studying in the province. As an international student or exchange student you are automatically enrolled and the fees will be listed on ROSI, your student account. UHIP coverage may also be extended to your dependents, should you choose to enrol them.
UHIP is comparable — though not equivalent — to the Ontario Health Insurance Plan (OHIP), in that UHIP and OHIP provide coverage for the same services. UHIP terms of coverage can be found at the UHIP Summary of Coverage page of this website. For information about OHIP, please visit the Ministry of Health website.
For information about UHIP, please see the following pages of this website or visit the UHIP site directly:
- UHIP Enrolment
- UHIP Summary of Coverage
- UHIP Premiums
- Accessing Health Care Services
- Health Care Services for Children
- UHIP Exemption and Refund
- UHIP Forms
- Frequently Asked Questions
The U of T campus is stunning in the autumn. Yellow and orange trees abound, and the newly red vines make the buildings look as though they are blushing.




