If you are a new or returning degree earning international student, then you will be automatically enrolled in UHIP for the twelve month period running from September 1^st to August 31^st of the current academic year. You must visit the UHIP office to obtain your UHIP card.

If you are an exchange student, you will be automatically enrolled in UHIP for the duration of the period for which you are attending the University.

Please come in to pick up your UHIP card.

UHIP Card Pick-Up Locations

The following is a list of the pick-up locations appropriate to your registration status:

St. George Campus International Students:
UHIP Office, Centre for International Experience (416) 978-0290
Koffler Student Services Centre, 214 College Street, Room 202

UTM International Students:
Health Services (905) 828-5255
Room 1123, South Building (around the corner from the Bookstore)

UTM MMPA Students:
Management and Professional Accounting Program (905) 808-5322
Kaneff Centre, Room 108  (contact Hans Harding)

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UHIP Charges & Payment

The annual UHIP premium of $684 will be automatically added to your student account (ROSI) and paid together with your tuition fees. As such, if you defer your tuition fees, your UHIP payment will also be deferred. The enrolment period is a twelve month period which runs from September 1^st to August 31^st of each academic year.

If you are an exchange student, your UHIP premium will be based on the number of months you will be attending U of T.


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Enrolment Periods

Early Arrivals:

If you are a newly admitted international student and are planning to arrive in Canada more than twenty days before the beginning of term (i.e., before August 10^th for the fall session, December 10^th for the winter session or April 10^th for the summer session), then you are required to purchase private insurance to cover the period of time before your UHIP coverage takes effect.


Winter Enrolment

If you are a new international student and will begin your studies at U of T during the winter session (January), then you are required to enrol in UHIP for the winter and summer session. Your UHIP coverage will start on the date that the academic semester begins and will end on August 31^st. If you have been charged the full UHIP premium of $684, please contact the UHIP office to adjust the UHIP premium.

Summer Enrolment

If you are a new international student and will begin your studies at U of T during the summer session (May), then you are required to enrol in UHIP for the summer session. UHIP coverage will start on the date that the academic semester begins and end on August 31^st.

International Exchange Students

UHIP is compulsory for all international exchange students. If you are covered by a health plan in your home country, you are still required to purchase UHIP insurance. For further information, please refer to the UHIP Exemption and Refund page of this website.

 
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 Convocation UHIP Extensions

June Convocation — Maximum 2 Month UHIP Extension

If you will graduate in June, then you will be automatically enrolled in UHIP for a 2 month extended period. UHIP will not provide coverage for more than two months after graduation.  

November Convocation — Maximum 2 Month UHIP Extension

If you will graduate in November, then you have the option of extending your UHIP coverage for a period of two months (i.e., September and October of the graduation year). UHIP will not provide coverage for more than 2 months after enrolment in studies has been completed.
 

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Returning Canadians and the OHIP Waiting Period

If you are a new permanent resident or a returning Canadian citizen, then you can purchase UHIP for the three-month waiting period before your OHIP coverage becomes effective.

The steps to do this are:

• Apply for OHIP. This can be done at any Service Canada Office. You will need to have a number of documents with you to prove your eligibility for OHIP. Please refer to the OHIP website for a list of required documents and the application form.

• Bring the "Transaction Record" from OHIP to the UHIP office.

• The UHIP charge will appear on your ROSI account in 2–3 weeks.

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Dependent Enrolment  

If you would like to enrol your dependents in UHIP, then this must be done within 30 days of their arrival in Canada. If your dependent(s) enrol later than this, they will be subject to a $500 late application fee. This will be payable in addition to the regular UHIP fee, which will be charged retroactive to their arrival and/ or eligibility date.

A spouse or common-law partner (including same-sex spouse or common-law partner) and/ or children are considered eligible dependents. Other family members (e.g., siblings or parents) are not eligible for UHIP coverage. You must be enrolled in UHIP in order to enrol your eligible dependents.

You or your dependents should visit the UHIP Office to enrol. Please bring along the following documents: 

• the dependent's passport,
• the student's T-Card and
• a money order payable to "The University of Toronto".

For information on current UHIP rates, please refer to the UHIP Premiums page of this website.

Extending UHIP for Dependents

Dependents may extend their UHIP coverage at any time. There is no set deadline to extend a dependent's UHIP coverage. However,

• UHIP Coverage must be continuous — provided dependents remain in Canada — and if current UHIP coverage has expired, UHIP premiums must be paid retroactive to the date of expiry in order to obtain new coverage.

 
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