If you are a new or returning degree earning international student, then you will be automatically enrolled in UHIP for the twelve month period running from September 1st to August 31st of the current academic year.
If you are an exchange student, you will be automatically enrolled in UHIP for the duration of the period for which you are attending the University.
You must obtain your UHIP card online (see Electronic UHIP Cards below).
All international students must obtain their UHIP card online. You are required to show your card each time you visit a health care or medical service provider. It is very important that you obtain your UHIP card early, before the possible event of a medical emergency.
To get your UHIP card, you will need to register online at mysunlife.ca. Please refer to the Sun Life Registration Guide or the Sun Life Registration Webcast for step-by-step instructions about how to register.
To register for your UHIP card, you will need:
- your date of birth,
- your Canadian postal code,
- the contract/policy number (050150),
- your certificate/member ID (if you have a 9 digit student number, your member ID is UT + your student number; if you have a 10 digit student number, your member ID is U + your student number) and
- your U of T email address.
Once you have registered, you will be able to print a copy of your access ID. This is not your UHIP coverage card. To learn how to print your UHIP card, please refer to the Sun Life Registration Guide or the Sun Life webcast: Printing your UHIP Card.
Please Note: You must be fully registered as a U of T student before registering on the Sun Life website. Once you have registered, it will take 2 to 5 days for Sun Life to process your registration with the university.
For further assistance, please contact either the UHIP Office or the Sun Life Financial Customer Care Centre at 1-866-500-UHIP (8447). Their multilingual call centre is available any business day from 8 a.m. to 8 p.m.
You may also like to download the my Sun Life Mobile app. This app enables you to view claims from your phone and electronically carry your UHIP card.
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The annual UHIP premium of $684.00 will be automatically added to your student account (ROSI) and paid together with your tuition fees. As such, if you defer your tuition fees, your UHIP payment will also be deferred. The enrolment period is a twelve month period which runs from September 1st to August 31st of each academic year.
If you are an exchange student, your UHIP premium will be based on the number of months you will be attending U of T. For 2012/13, the premium for a single student is $57.00 per month.
Please refer to the UHIP Premiums section of the site for more information.
If you are a newly admitted international student and are planning to arrive in Canada more than twenty days before the beginning of term (i.e., before August 10th for the fall session, December 10th for the winter session or April 10th for the summer session), then you are required to purchase private insurance to cover the period of time before your UHIP coverage takes effect.
If you are a registered student and you will be arriving in Canada less than twenty days before the beginning of term, then you may visit the UHIP office to receive temporary bridge coverage.
If you are a new international student and will begin your studies at U of T during the winter session (January), then you are required to enrol in UHIP for the winter and summer session. Your UHIP coverage will start on the date that the academic semester begins and will end on August 31st. If you have been charged the full UHIP premium of $684, please contact the UHIP office to adjust the UHIP premium.
If you are a new international student and will begin your studies at U of T during the summer session (May), then you are required to enrol in UHIP for the summer session. UHIP coverage will start on the date that the academic semester begins and end on August 31st.
International Exchange Students
UHIP is compulsory for all international exchange students. If you are covered by a health plan in your home country, you are still required to purchase UHIP insurance. For further information, please refer to the UHIP Exemption page of this website.
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June Convocation — Maximum 2 Month UHIP Extension
If you will graduate in June, then you will be automatically enrolled in UHIP for a 2 month extended period expiring August 31st. This extension is part of the UHIP twelve month enrolment period and you are not able to opt out. UHIP will not provide coverage for more than two months after graduation.
November Convocation — Maximum 2 Month UHIP Extension
If you will graduate in November, then you have the option of extending your UHIP coverage for a period of two months (i.e., September and October of the graduation year). UHIP will not provide coverage for more than 2 months after enrolment in studies has been completed.
If you are a new permanent resident or a returning Canadian citizen, then you can purchase UHIP for the three-month waiting period before your OHIP coverage becomes effective.
The steps to do this are:
Apply for OHIP. This can be done at any Service Ontario Centre. You will need to have a number of documents with you to prove your eligibility for OHIP. Please refer to the Service Ontario website for a list of required documents and the application form.
Bring the "Transaction Record" from OHIP to the UHIP office.
The UHIP charge will appear on your ROSI account in 2–3 weeks.
UHIP coverage may also be extended to your eligible dependent family member(s). A spouse or common-law partner (including same-sex spouse or common-law partner) and/ or children are considered eligible dependents. Other family members (e.g. siblings or parents) are not eligible for UHIP coverage.
Unlike students, dependents are not automatically enrolled in UHIP. You are required to enrol your dependent family member(s) within 30 days of their arrival in Canada. You must be enrolled in UHIP in order to enrol your eligible dependents.
To enrol your eligible dependent(s), you are required to book an appointment with the UHIP office on the St. George campus. For your convenience, you may book an appointment online. Please follow the instructions below to book your appointment.
Booking an Appointment — Step-by-Step Instructions
- Login to the booking system using your UTORid and password.
- Go to “Your Dependents” and click “Add a New Dependent”.
- You must input and save your dependent’s information before booking an appointment.
- Go to “Your UHIP Applications”.
To create a new application, click the “New UHIP Application” button.
- Please Note: If you have already created an application for your dependent(s), you may go directly to “Your UHIP Appointments” to book an appointment.
- Select the name(s) of the dependent(s) you would like to enrol during your appointment.
- Click “Submit” to go to the appointment page.
- Select an available appointment time.
- Once selected, a confirmation email will be sent to your inbox.
- Go to “Your UHIP Appointments” to view your bookings.
- For your convenience, only one adult member of your family is required to attend the enrolment meeting. Please bring the following documents to your appointment:
- the dependent's passport
- the student's TCard
- method of payment (debit / credit)
- Should you need to cancel your appointment, go to “Your UHIP Appointments” and click “Your Booking”. The system will prompt you to cancel your appointment.
- To schedule a new appointment, click “Book Appointment”.
For information on current UHIP rates, please refer to the UHIP Premiums page of this website.
Extending UHIP for Dependents
UHIP coverage for dependents must be renewed within 30 days of expiry. New UHIP coverage will be applicable until August 31st. UHIP coverage must be continuous — provided dependents remain in Canada — and if current UHIP coverage has expired, please make an appointment with the UHIP office.